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The Ins And Outs Of Vehicle Insurance

Vehicle insurance nowadays is an essential component to owning a car. Banks nowadays have made it compulsory to have car insurance before they will grant you a loan to purchase a vehicle; you are also not allowed to drive your new vehicle off of the showroom floor unless you have vehicle insurance. It is however unfortunate that vehicle insurance is very costly and can add a substantial amount extra on your vehicles monthly instalments. For most individuals obtaining insurance quotes is a daunting task especially if it is your first vehicle or the first time that you are able to take insurance out on your vehicle. Most insurance companies advertise via but not limited to television and radio. The best way of obtaining insurance quotes and most definitely the most hassle-free way is via the internet, just one click and you receive no less than six independent insurance quotes.

There are a number of factors that will determine the amount you will have to pay on your monthly insurance premium. These include; your age, residence, security pertaining to your residence, how long you have had your licence and your sex will also determine your premium. Let me explain how these few things can determine your insurance premium, it is unfortunate for individuals younger than the age of twenty five who wish to take out vehicle insurance as their premiums are higher than individuals over the age of twenty five as they are considered high risk drivers. The area where you live and security is just as important when determining your insurance premium, insurance companies look at whether or not you vehicle is parked in a locked garage or not, is your property surrounded by walling and whether your vehicle has an alarm, immobiliser or gear lock. Your licence obviously is also a great deciding factor as it helps the risk assessors determine whether you are an experienced driver or not. It is said that male drivers are higher risk than female drivers therefore a male’s insurance premium will be higher than a female’s insurance premium.

Before deciding on the right insurance company it is pertinent that you shop around for quotes so that you can insure that you will pay the best possible vehicle insurance premium. One has to also look at the cover that it is offered by the insurance company and to insure that should you be involved in an accident that you will have to pay minimal excess or no excess at all. There are many insurance companies that cater for different lifestyles for example pay as you drive insurance allows you to only pay for the amount of kilometres you drive in a month which is perfect for the individual who does not spend much time on the road.

As you can see taking out vehicle insurance is no easy task and can really be a burden if not done right. However a burden it may be, vehicle insurance is important and can really help you in the event that you are involved in an accident.

Andries Malan manages the website http://www.quantisure.co.za, a site that offers information about vehicle insurance


Article from articlesbase.com

Rent A Motorhome ? Different Rental Types

Because the purchase of a motorhome is such a big decision to make, there are a number of cheaper options available in the form of rentals. To rent a motorhome is not such a big commitment, and it can help defray the cost of transportation as well as of accommodations while out on the road. In fact, renting a motorhome can cut down the costs of an overall holiday by an estimated 25-70%, which is rather astounding when one considers the level of comfort available in this type of vehicle these days. It’s not like you are going to be sleeping in the back of a car or in a tent, even.

The high level of comfort available when you decide to rent a motorhome is only one reason to do so aside from the lowered overall cost. This can also be a good way to give this type of vacation a test drive, so to speak, and see if purchasing one for your very own could be a good idea down the road. Once a family has decided to go through with the rental, there are a few more steps to take care of before getting out on the road.

You must decide what type of vehicle you would prefer. Motorhomes are available to rent in all manner of sizes and levels of luxury, with different features that come along with them accordingly. Along with deciding to rent a motorhome vs. buying one, you must also determine if you want a travel trailer, a Class C vehicle, or a luxury Class A motorhome. These will all come at different price levels, depending on what features and amenities are included, how used the vehicle is, and other determining factors. The good part about renting is that you are not locked into anything permanently and can shop around if you wish.

Finally, there are different ways to rent a motorhome. While you could go through the same process in which you would rent a smaller automobile, that is, going through a rental agency, sometimes there are other methods that could turn out to be more convenient. Some of the luxury motorhomes, for example, are available on more of a timeshare sort of system. They are owned by one person or group, and then leased out on a will call basis to those who pay their dues to be able to drive the vehicle for a predetermined amount of time. These are all but a few of the factors to consider with a rental.

Jeff Gardner operates http://www.motorhomes.com.au where you can buy, sell or hire, new and used motorhomes, campervans, caravans, trailers and RVs.


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Motorhomes For Sale ? How To Stand Out From The Pack

Depending on the season, the market can seem oversaturated with motorhomes for sale at times. This highlights the importance for vendors to come up with a solid marketing plan to get these vehicles out there and in the public eye for effective sales. The time of year when most consumers will want to get out there on the road and start thinking about their future road trips is during the spring and beginning of summer. Summer is prime driving seasons, so the spring is when the most purchases are statistically made. As a result, you will want to start thinking about your marketing plan well before that, even into the winter months.

The most effective ways to market motorhomes for sale tend to involve a several-pronged approach. Not only should you advertise online, but also in the local newspaper or magazines. These ads don’t have to be complex. Generally, the merchandise will speak for itself, so simply a picture of the vehicle and a description of its major features will be enough to get the word out. It’s important to offer special promotions, for example offering free accessories of some sort with the purchase of a vehicle. This can help sweeten the deal for customers who are on the fence.

The language that you use in these advertisements or on your website is also something that should be paid attention to when you have motorhomes for sale. Be sure to use language that is fresh, original, and to the point. People don’t want to have to sift through lengthy descriptions of the product. In most circumstances, they already know that they want to purchase a motorhome, so you probably don’t need to try to convince them. In that case, what you are trying to convey is that the motorhomes that you have are the ones that could be the best deal for them.

Competitive pricing is thus very important when putting up your motorhomes for sale. Take the time to conduct a little bit of research into what the going rates are amongst your competitors, and then if possible lower yours just a hair. That small distinction will be enough to help your website and merchandise stand out from the rest of the crowd. These small edges make all the difference when consumers are trying to purchase a large item such as a motorhome. Finally, offer individualized customer care, which will help gain you word of mouth recommendations down the road.

Jeff Gardner operates http://www.motorhomes.com.au where you can buy, sell or hire, new and used motorhomes, campervans, caravans, trailers and RVs.


Article from articlesbase.com

Rent Motorhomes For A Great Way To Explore The Country

Whether you are looking for a way to get away from it all for a holiday, or simply looking for a way to save money while on vacation, going with a rented motorhome can accomplish this and more.  Ask those that choose to rent motorhomes and they will tell you that it provides a unique experience that no other mode of transportation can match.  From the people to places, renting a home on wheels is a great way to see the UK countryside. 

Affordability

When deciding whether to hire a motorhome or not, consider the costs associated with a holiday trip.  Motorhome rentals cost only a little more than renting a larger saloon or minivan, plus offers amenities that those options cannot top.  On top of providing a spacious environment for travel, the motorhome also provides sleeping arrangements for the entire family.  For a nominal fee, the home can be parked in a motorhome park, which provides water, sewer and electricity hook-ups.  Compared with the cost to rent motorhomes, renting a vehicle for a holiday and staying in hotels is rather expensive, even if it is budget priced accommodation.  These homes also provide food storage and cooking amenities, allowing the family to cook meals rather than rely on restaurants for their food needs.  Motorhome rentals also make more sense than outright ownership for most people.  For those who only take one vacation a year, renting assures that the vehicle is in good working order without having to pay for maintenance for the rest of the year. 

Fun

The experience of renting a motorhome is one that cannot be matched.  Motorhome parks provide a safe, quiet place where families can mingle and friendships can be developed.  On top of this, motorhome parks provide fun activities and amenities such as swimming facilities, due to the competition that exists between different parks.  In some areas, the motorhome parks provide better access to the area’s tourism than any other spot available.  These types of amenities all add up to a better experience than what is typically gained from driving to a location and being stuck in a hotel for portions of a vacation. 

Enjoy the trip, not just the destination

One of the most oft-cited reasons for utilising a motorhome for transportation is that it enhances the trip.  The destination, in fact, sometimes becomes secondary to getting there.  For the children, they are not only more comfortable, they are able to move around from time to time and frequent stops for the small bladders that children have are no longer a problem either.  Television, videos and video games are able to be played, as well as watching the countryside out the large windows and elevated seating position provided by the motorhome.  Adults, too, find that the view out of the motorhome and the roominess makes for a less stressful trip and leaves them with more energy at the end of the day for evening excursions on the way to their final destination.  The ability to stay in for the evening in a comfortable environment that stays the same each night is also cited as one of the biggest benefits of motorhome rental. 

Are you going away in this country and need to Rent Motorhomes? If so then thankfully Horizon Motor Homes is here to help you. For more information on this Wrexham based company please visit the website at http://www.horizon-motorhomes.com/


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Advantages And Disadvantages of Class C Motorhomes

A Class C motorhome is very easy to recognize as they most often have a section that folds out over the roof of the cab. They are very popular with weekend campers and vacationers for reasons that we will discuss later. They usually are shorter and somewhat smaller than most Class A motorhomes since they are built on more conventional truck frames. Here are is the short list of advantages and disadvantages of Class C RVs:

Advantages:

1. Price can be a great advantage as they generally cost far less than Class A motorhomes and a lot less than bus conversions.

2. They are built to accommodate several people. Since they are a favorite of weekend travelers and vacationers, there is usually plenty of sleeping accommodations and that is one of the functions of that section that juts out over the cab roof, to provide another bed for sleeping.

3. Because of being smaller they can fit into almost any campground or park very easily, so you have more choices of where you can stay at night. They also take going off-road much better than most other larger RV types.

Disadvantages:

1. They are built on a truck/van frame and so there is only so much weight that they can handle without getting overloaded. This will limit how much you can take with you on the trip. If you pack light this isn’t a problem, but with every person that you add on the trip, the load increases, so bear this in mind.

2. If they aren’t packed properly, or if you buy one of the very long models, they can be more difficult to handle on the highway. Again, this is a weight issue that relates back to the frame size, so keep your weight ratio down and this may not present much of a problem.

3. A good section of the unit’s length will be pretty useless as it involves the cab itself. So when considering actual living space, be sure to only count the area from the end of the cab backward.

These are great RVs to rent and try out for a week or so to see how you like the RV lifestyle before actually committing to it long term. Generally, if you like staying in a Class C and can handle the little problems associated with it, you will most likely be very comfortable in a Class A or bus conversion motorhome. Class C RVs can be rented almost anywhere, so why not give them a try and see if taking your home on the road with you is your cup of tea.

Find out more about class c motorhomes and motorhome rentals by visiting our Motorhomes Review website.


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Try Class A Motorhomes For Most Space And Comfort

Before buying an RV, it is important that you know how exactly you intend to use it. Your purpose should be the determining factor while you check out various RV types. Read on about an RV type that keeps you at home while on the road.

Recreational Vehicles or also known as RVs are the best option for those with wanderlust and who want to go on vacations frequently. Be it a weekend or a long vacation, driving out in your RV with your family on board is always exciting. Unlike traveling by a car or taking the train or any other public transport to get to your holiday destination, taking an RV gives you a much preferable experience. However choosing the right RV for you and your family is the key to bring out that great RV experience to the fullest.

There are various types of RV models available from which you can choose the one that suits your purpose the best. The RV types include Class A motorhome, Class B motorhome, Class C motorhome, Travel Trailer, Fifth-Wheel Trailer, Folding Camping Trailer, Camper Trailer and so on. Each offers specific function and differs in size.

The Class A motorhome is usually the biggest and most expensive, the Class B motorhome resembles a van with a raised roof. The Class C motorhome has a van front with a cut-away chassis slightly bigger than Class B motorhome. The Travel Trailer as the name suggests has a trailer that is hitched to and towed by a truck. The Fifth-Wheel Trailer is just like a travel trailer, hitched and towed, but usually bigger in size. The Folding Camping Trailer offers a lot of flexibility, it can be opened up to create a larger space and folded down to enable lighter and easier transportation. The Camper Trailer is a small camper designed for one or two people only. It is one of the least expensive and provides only room to sleep.

Although, each has its own differentiating features and advantages, the class A motorhome could be an ideal choice for the best RV experience. Class A motorhomes, or also known as coach or motor coach, could either come as a diesel or a gas fueled model. They are huge in size with a bus-like appearance and house the most space and amenities. A class A motorhome usually has a living area, kitchen, dining area, bathroom and a bedroom. Some also have slide-outs that enlarge the living area even more.

Class A motorhome’s bulky size and low fuel efficiency are the two main drawbacks that people often consider before buying one. In addition, owners will also have to invest more and get a large space to store it. Due to its size, they can be difficult to maneuver in smaller spaces. However, if you look at the bigger picture, and you must, its advantages outshine the drawbacks.

A class A motorhome offers the most space on the inside. This is a big advantage as you can have whatever you want while you are on the road. Having a living area, kitchen, dining area, bathroom and a bedroom etc., ensures the most comfortable travel on the road. Nothing beats it on the highway. In a class A motorhome, the living and driving compartments are connected, hence, you don’t have to stop the RV and get out to access your living area.

Driving experience is also good in the class A motorhome, it has an elevated driver position that gives the best view of the road ahead. You can even tow another vehicle or trailer behind it for even more supplies and support. If you seek more space, comfort and luxury on the road to your vacation destination and also at the campsite, a class A motorhome is your best option.

While choosing a class A motorhome, you need to look into the vehicle like you check a new house and a vehicle before buying them. In this case, you need to look at the vehicle from a home owner and a vehicle owner’s eyes. If you have the budget, you may go for the more luxurious ones, while even with a tighter budget you can opt for one by looking for a well used and maintained class A motorhome from a reliable used RV dealer. Used Ford, Infiniti, Bluebird, Centurion, GMC, Volvo, Prevost motorhomes for sale and many other are available for sale at online used RV sale websites.

The writer is associated with RV Registry, a BBB rated (A+) website where you can get the best used RVs for sale.


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Beginners Guide to Motorhome Ownership ? Types of Motorhomes

Campervans (VW Campers)
These iconic Volkswagen campervans are still being produced today and have a dedicated following, with a range of clubs and magazines available to enthusiasts.

Campers will generally sleep between 2 and 4 comfortably but are small enough to be driven in cities as well as on the open road, making them famously popular for touring around Europe.

They are available with a huge range of features including raising roofs, windscreen sun visors, surfboard roof racks and chrome trims and fittings – either direct from Volkswagen or through a number of specialist converters.

When it comes to insurance for older models, you may have to consider a ‘classic’ vehicle policy as many specialist motorhome policies have a vehicle age limit

Van conversions
Often referred to as panel van conversions, these medium to large sized motorhomes are built using well known commercial vehicles as a base unit and nearly always feature a sliding side door.

They offer a good amount of space inside and many come with roomy wash rooms and better equipped kitchens than the smaller or micro-sized van conversions.

Many have a double bed at the rear, running across the width of the van, so taller motorhomers may struggle to fit. For this reason it’s important to check the layout and dimensions of the van before buying.

Popular manufacturers of van conversions include: Autosleepers, Bilbo, IH Motorhomes and Murvi

Conventional coachbuilt motorhomes
These are possibly the most common type of motorhome on British roads, and are characterised by their large over-cab hump which often houses a bed or spacious storage area.

These motorhomes are popular as they offer a practical solution for small families or couples wanting to travel throughout the UK and Europe. They typically have a washroom and kitchen fitted as standard, along with room to sleep between 2 and 6 people.

The front end cabs of coachbuilt motorhomes may look familiar – that’s because the ‘base vehicle’ of such motorhomes are popular vans such as Ford Transits, Peugeot Boxers, Fiat Ducatos and Mercedes Spinters.

Popular manufacturers of conventional coachbuilt motorhomes include: Autocruise, Autosleeper, Elddis and Swift

Low profile coachbuilt motorhomes
Very similar in style and features to the above ‘conventional coachbuilt motorhome’ the low profile design does away with the over cab bed in favour of a lower roof and streamlined shape, this gives better clearance and more car like handling.

Tag axle (twin axle) motorhomes
Some very large coachbuilt motorhomes require a third set of wheels to support the weight and length of the unit in a similar way to a ‘twin axle’ caravan, this third axle is know as a ‘tag axle’.

Tag axle motorhomes allow even more space inside but the twin rear axle means that driving them may take a little adjusting to.

A-class motorhomes
These often very large motorhomes are recognizable by having no separate cab area as common with conventional coachbuilt motorhomes, as well as a ‘bus like’ large front windscreen, and are usually imported from Europe or further afield.

Built from scratch on a bare chassis by the motorhome manufacturer you can expect bags of room and home comforts including domestic style washrooms and kitchen fixtures, as well as full sized beds and spacious living areas.

Popular manufacturers of A-class motorhomes include: Frankia, Pilote and Hymer

American ‘Recreational Vehicles’ (RVs)
Coming from the USA these units are typically big, bold and brash – but can offer massive amounts of space, comfort and features including full sized refrigerators and ovens as well as king sized beds and washrooms with domestic spec fittings. Many even feature ‘slide outs’ – which mean certain sections of the motorhome can be extended to create extra floor space.

Typically used for long tours or full timing around Europe or the US these huge units are unrivalled when it comes to luxury and comfort.

Popular manufacturers of American RV motorhomes include: Georgie Bay and Winnebago

Home built motorhomes
Some enthusiasts design and build a motorhome themselves to suit their needs. These can range from simple van conversions up to impressive custom builds and there are a range of websites and clubs dedicated to self builds that provide helpful info for any would be DIYers.

Watch out though as many insurance companies cannot provide cover for home built motorhomes.

Micro motorhomes
These tiny motorhomes are usually conversions of small van style cars and offer limited space for one or two people to sleep, as well as basic cooking equipment and space for a small cassette toilet.

Their diminutive size makes them a breeze to drive, particularly in typically crowded European towns where narrow streets and busy roads make the city centre a no go area for all but these nippy little motorhomes.

Popular manufacturers of micro motorhomes include: Romahome and Drivelodge

Neil Walker of Caravan Guard Limited. Caravan Guard limited specialise in insuring all kinds of motorhomes in the UK. If you’ve invested your savings in the motorhome of your dreams, make sure you insure it under a specialist motorhome insurance policy. For more information visit http://www.caravanguard.co.uk


Article from articlesbase.com

Important Tips to Remember When Looking for Vehicle Insurance Quote

Finding good car insurance is not an easy task. Thanks to a 2004 legislative law, Oklahoma’s minimum car insurance was increased to”25 /50/25″, ( ,0000 for compensation of injury of one individual in an accident, ,000 for multiple injuries or death, and ,000 for property injure per event ).

This law has been the cause of important increases in Oklahoma automobile insurance rates. With lots of automobile insurance carriers, getting vehicle insurance quotes and finding the hottest deal could be a time-consuming process if you do not understand how to look for the best auto insurance quotes.

The first step in finding vehicle insurance quotes is working out what kind of insurance coverage you’ll need. Perhaps you just need the minimum coverage. So when you shop for vehicle insurance quote, always ask for car insurance with minimum coverage. However , if you have recently bought a current automobile, you will likely hold extra coverage. If you have got a loan for your automobile, your bank will most probably require you to hold full-coverage insurance on your auto.

Oklahoma law also needs you to hold an insurance policy on cars even if they are not running, to stop higher premiums once the auto is fixed. The amount of coverage differs significantly in each confirm that’s why it’s extremely vital that when you ask for vehicle insurance quotes you know how much coverage is required. Before asking for a quick car insurance quote, contact the Oklahoma Department of Public Safety in this event to choose what your wishes are.

To get vehicle insurance quotes, you can call local insurance firms in your station, or you can utilize one of the many quote services online. They’ll readily give out quick vehicle insurance quote. If you live in a slight community, you will have a slight number of local carriers. they may have higher car insurance rates than bigger cities. Be out to check out insurance firms in close, larger towns in your search. To glean vehicle insurance quote services online, simply search for’insurance quotes’ in any search site.

Whether you choose to use an online quick automobile insurance quote service, or to simply call many carriers yourself, there are many documents you have to have. By gathering these together, you may eliminate the strain of having to run to reply one of the many questions the insurance firm will need when you’re buying vehicle insurance quotes.
although different car insurance companies and vehicle insurance quotes services alter in the info they need , there are a few that are allegedly universal.

The list below contains the most renowned of items you will need to obtain Oklahoma’s best auto insurance quotes.

1. Your previous insurance firm’s name, along with the renewal/expiration date, and how long have you been insured in that company.

2. Info on how long you have been continuously secured by a vehicle insurance firm. ( This is extremely important in knowing how worthy your vehicle insurance quote will be ).

3. All personal information including name, Social Security ID, driver license number, any automobile safety classes taken, for example.

4. A basic understanding of your credit history, as some companies will consume this information when determining vehicle insurance quotes.

5. Vehicle info, for example year, model, VIN number, loan info, etc .

6. Primary role of the car ( commuting, work, school, and etc )

7. Type of facility the automobile will be stored ( and the address if different from your house ).

8. How deserving of a comprehension and Collision deductible you are prepared to pay in the event of an automobile accident.

9. Any information on previous car accidents you ( or any other driver ) have been involved in.

10. Exactly what sort of automobile insurance you need a vehicle insurance quote. The basic terms are State minimum, Basic Protection, Standard Protection, and deserving Protection. This is where your research on automobile insurance comes in.

In addition to these items, firms may ask you further questions to decide if you qualify for any special programs they may offer and probably get the best auto insurance quotes. These can include genuine Student programs, non-smoking reductions, and so on.

Be distinct to make an inquiry about any discount programs ; they can seriously reduce your vehicle insurance quote. When you shop for vehicle insurance quotes, don’t forget to include even the littlest detail of your auto so you will have the hottest deal.


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Planning On Buying Vehicle Insurance?

Are you in the process of buying a vehicle? Planning on switching your auto insurance to another company? Know a family member or friend that is looking to purchase auto insurance? Or, maybe you’re thinking about buying auto insurance for yourself? If you have answered yes to any of these questions then you may want to consider these tips before purchasing vehicle insurance:

Tip One:

Review your driving history for any prior tickets you may have by securing a copy of your driving record via your local department of motor vehicles. Keep in mind that when you apply for auto insurance your driving record will be reviewed by your prospective insurance carrier. In addition, in many instances your credit report will be reviewed as well. After this information is checked by the insurance company a determination will be made as to whether or not they will insure you and if so, you will be advised of the amount for your insurance premium.

Tip Two:

Shop around and compare vehicle insurance rates from different companies. You may want to also ask your family or friends for a recommendation concerning their auto insurance companies.

Check to see if the insurance company offers discounts such as; multi car discount, good driving record discount, non smoker discount, good grade discount for a student, and any other discounts while you’re shopping around for vehicle insurance.

Tip Three:

Consider getting higher deductibles for your collision and comprehensive coverages in order to reduce your overall vehicle insurance rate.

If you have an older vehicle you may want to consider eliminating collision and comprehensive coverage for that vehicle and only carry liability insurance coverage as required by your state. Talk to your insurance company concerning the best options for your insurance needs in reference to vehicle coverages.

Tip Four:

Many auto insurance companies offer the following options to pay your insurance: monthly, semi-monthly, quarterly and annually. Discuss with your insurance carrier the payment option that best fits your needs and budget.

Tip Five:

Once you’ve decided on an auto insurance company make sure to read your entire policy to ensure that you have the insurance coverage that you need for your vehicle. In addition, make sure that you understand your policy after reading it and if you do not understand your insurance policy, consider discussing your concerns or questions with your insurance company before you sign your documents.

You do not want any surprises later on down the line if you happen to have a vehicle accident and find out that coverage you thought you had via your policy you do not have at all. So, read your policy in full and make sure you understand the vehicle coverages you have before you take that important leap of getting vehicle insurance, you’ll be glad you did in the long run.

Tip Six:

Be sure to maintain a good driving record and credit history. It is noted that the majority of insurance companies review this information especially at the time your policy is up for renewal to determine if you are still insurable and if so the amount of money you will be paying for your insurance.

As you research vehicle insurance companies to determine the company that will fit your needs, you may want to consider using some of these tips to assist you with your quest in selecting the insurance company that is right for you.

Topics on various tips and information including personal finances, vehicle insurance tips, dating tips and many more tips for the consumer.


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Buying a Motorhome

A motorhome is likely to be one of the most expensive items you will ever buy. And, like anything else, it’s important to ensure your new purchase is the right choice of motorhome for you.

The first decision you are likely to have to make is whether to buy a new motorhome or a second hand motorhome. Obviously, this decision will largely be governed by you budget. Bear in mind that any motorhome you purchase will cost thousands of pounds, but do remember that you are not buying a van, you are buying a home. Motorhomes include kitchen appliances, a shower or bath, and a WC – all of which has to withstand the rigours of transit, and perform perfectly once you arrive at your destination and need to use them.

What size of Motorhome should I buy?

Size does matter! This isn’t to say you should buy the biggest motorhome that fits your budget – no, you should buy the motorhome that fits the use you plan to get out of it. If your main reason for owning a motorhome is for weekends away, then you probably don’t need a monster. But, if you plan on taking your motorhome away for several months at a time, then you’ll definitely want a larger vehicle.

Seatbelt law and Motorhomes

Also take into consideration the number of passengers you will want to take with you. Seatbelt law for motorhomes is confusing. The driver and any front passengers must wear a seatbelt. Passengers in the rear must wear seatbelts if they are available, and should be in forward facing seats. This is further complicated as motorhomes with no seatbelts whatsoever can take passengers in the back with no seatbelt (though you can still be pulled over and booked if the police deem your situation to be unsafe). Also, if there is only one seatbelt in the back then you can only take one passenger, regardless of the fact that if there were no seatbelts at all you would be able to take more passengers…

Confused? Yes, we are too, but we think the safest and best advice is that all passengers should be belted, and sat in forward positions as wearing a seatbelt on a sideway facing seat can be dangerous in the event of a face on collision, so should be avoided.

Sleeping Arrangements

The size of your sleeping arrangements should be taken into consideration. If you are only going to be away for short periods – perhaps you will only sleep in your motorhome for one or two nights at a time – then your sleeping arrangements can be modest. If, on the other end of the spectrum, you plan on taking your motorhome away for long periods of time, or even plan on living full time in it then you will require a better mattress and bed.

Also, do you need more than one bed? Will you take passengers, or will the motorhome just be for a couple? Will you want the flexibility to ‘make up’ a bed if required? Think about the future here as well, are your circumstances likely to change? Could your family get bigger – are there children or grandchildren on the horizon? Alternatively, are your teenagers about to fly the nest, and unlikely to holiday with you again?

Storage Space

Again this consideration is one that you will make based on what you need. Will you want to hang up clothes, for example? Does the wardrobe accommodate this? Will there be enough space for both you and your partner’s clothes? What about shoe storage? Again, if you’ll be using the motorhome for longer periods of time you will be likely to need more storage.  Also, check that drawers, cupboards and other storage units close correctly, and have something in place to stop them coming open when you drive the motorhome – the last thing you want when you reach your destination is to have to tidy up!

Make sure the kitchen has the space you need – again, this depends on the planned use of the motorhome. Ask yourself what kind of meal you’ll be making, will you need an oven? Will a hob, kettle, microwave and toaster do? What size fridge do you actually need? Will you need a freezer?  Does the kitchen have enough storage space for food and cooking utensils, crockery, cutlery and cleaning equipment? Again, if you’ll be away for longer periods of time, then the more you will need.

Is the bathroom of a sufficient size? If you plan on staying at campsites with washing facilities, how often will you actually use the bathroom? If you’ll be staying places without washing facilities then you will need to use your onboard bathroom. Another top tip is to check the size of your water heater – if it’s not big enough then you (or your partner) will have to have a cold shower!

Weight & Size

Some medical conditions restrict you from driving large vehicles, so check that you can drive the vehicle legally, and safely. Also bear in mind where you will be driving this vehicle. If you’ll be driving down narrow country lanes, then the humongous motorhome you like the look of may not be the motorhome for you. Get the balance right between what storage space you need and the kinds of roads you’ll be driving on. There is no point in getting a motorhome if you dread driving it because it’s unwieldy and difficult to drive – how much pleasure can be had from a vehicle you hate driving?

And finally…

Don’t forget to insure your motorhome! Buying the correct insurance for your vehicle and lifestyle couldn’t be easier with online quote forms and friendly staff on the end of the phone and expert motorhome insurance brokers to offer you the right policy, at the right price.

 

Written by Amelia Vargo on behalf of Comfort Insurance, specialists in Motorhome, Campervan and Motorcaravan insurance.

Amelia Vargo is the SEO Specilaist at Frankly Digital, a Digital Agency with a difference.


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